Blog Archives

A Question for Robert Menendez Answered

Just today I had sent an email to the Office of NJ Senator Robert Menendez regarding the issue if members of Congress are willing to enroll via the marketplace they expect us Americans to participate in and this is the response I received:

Dear Mr. ###########:

Thank you for contacting me to express your concerns with the Patient Protection and Affordable Care Act.  Your opinion is very important to me, and I appreciate the opportunity to respond to you on this vital issue.

The Patient Protection and Affordable Care Act (P.L. 111-148) establishes, for the first time, a competitive and transparent marketplace where individuals and small-groups are able to purchase quality, affordable health insurance.  For employers with more than 100 employees, who have large-group or self-insured policies, these newly created marketplaces will not affect their insurance plans.  As such, the only changes this law makes to these plans are increased consumer protections, such as prohibiting coverage denials because of a pre-existing condition and outlawing annual or lifetime limits on benefits.

The law does, however, require that members of Congress and their staff purchase health insurance through the new health insurance marketplaces rather than continue participating in the Federal Employees Health Benefits Plan. The federal government is our nation’s largest employer and just like other employers in this country that offer health insurance it provides a contribution to cover a portion of its employees’ insurance costs.  The Office of Personnel Management (OPM) recently announced regulations that will allow the government to continue paying the employer portion of Congressional employees’ premiums.  This regulation maintains the employer-employee relationship used by employers across the country, without altering the requirement that these employees’ obtain their insurance in the newly created marketplaces.  Again, I can assure you that I, along with my office staff, will be purchasing our health insurance through the new insurance marketplaces when they open in 2014.

Thank you for your support and for sharing your thoughts with me.  Please do not hesitate to contact me if I may be or more assistance.  I invite you to visit my website ( to learn more about how I am standing up for New Jersey families in the United States Senate.

Whether or not this can be trusted is to be seen in the near future, which is January 2014 to be exact.  I’ve also sent an email to Representative Rob Andrews of NJ the same question, but still awaiting a response.  I will post his response, if it comes, as well.  So, keep your eyes open and be vigilant of your Senators and Representatives that they fulfill their promise of enrolling on the ObamaCare Program.  Remember, if it’s good for us then it’s good for them.

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